®THE MINIMALIST, THE CONNECTED, THE TOTAL and NATIONAL BANK are registered trademarks of National Bank of Canada.
®MASTERCARD is a registered trademark of Mastercard International Incorporated. Authorized user: National Bank of Canada.
®Interac and Interac e-Transfer are registered trademarks of Interac Corp. Used under licence.
1. This is a voluntary commitment by National Bank of Canada to comply with the Financial Consumer Agency of Canada's Commitment on Low-Cost and No-Cost Accounts.
Please refer to the Fee Guide for complete details. Where discounts apply, supporting documentation is required.
The Minimalist package is offered with no flat monthly fee for those aged 24 and under, includding students; people under 18 years old and for Indigenous Peoples upon presentation of a valid Secure Certificate of Indian Status or Certificate of Indian Status, a letter from an Indigenous community organization (e.g., elders, band, council, etc.) confirming Indigenous status, proof of membership or registration in a Metis provincial or national representative organization, proof of membership from an Inuit land claim organization, seniors 65 years of age and older upon presentation of proof of eligibility for the Guaranteed Income Supplement, and beneficiaries (18 years of age and older) of a Registered Disability Savings Plan (RDSP) upon presentation of proof of eligibility for an RDSP.
2. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.
3. Transactions carried out at our branches during normal business hours.
4. Consult the Fee Guide - Personal Banking Solutions for more details. Discounts are applied upon presentation of supporting documents.
5. We reserve the right to end, without notice, the discount applicable to your banking package if you do not maintain the eligible products. You must also maintain your credit card account in good standing by respecting the conditions provided for in the Credit Card Agreement. This discount cannot be combined with a bank offer. In the event you close your eligible credit card account or do not maintain the eligible banking plan or your credit card account in good standing, we will charge you the full amount of the applicable monthly flat fee, excluding this discount. See the applicable monthly fees on page 2 of the Fee Guide - Personal Banking Solutions.
6. New holders of an eligible National Bank® Mastercard® credit card and a chequing account with The Connected® package will receive a $30 discount. The following credit cards are eligible: Echo® Cash Back, Syncro, Platinum, World and World Elite®. The discount only applies once after enrollment. The bank account must be opened before the credit card account to qualify for the discount offer. The amount of the discount will be applied as a credit to the credit card account statement within a maximum of 90 days after activation of the card. To qualify for the discount, the credit card account must be in good standing and the bank account must not be overdrawn. The main holder and the joint holder of an account with The Connected package may be entitled to a discount provided that they each sign up for an eligible main Mastercard card. No discount will be given to holders of an additional Mastercard card. Accounts opened with The Connected package before January 22, 2018, are not eligible for this discount. For the conditions relating to National Bank Mastercard credit cards, visit our website.
7. Shipping and taxes are not included.
8. New holders of an eligible National Bank Mastercard credit card and a chequing account with The Total® package will receive a discount of up to $150. Eligible credit cards and respective discounts are: Echo® Cashback, Syncro, Platinum, World and World Elite®. The discount only applies once after enrollment. The bank account must be opened before the credit card account to qualify for the discount offer. The amount of the discount will be applied as a credit to the credit card account statement within a maximum of 90 days after activation of the card. To qualify for the discount, the credit card account must be in good standing and the bank account must not be overdrawn. The primary cardholder and co-holder of an account with The Total package may be entitled to a discount provided they each sign up for an eligible Mastercard main card. No discount will be given to holders of an additional Mastercard card. Accounts opened with the The Total package before January 22, 2018, are not eligible for this discount. For the conditions relating to National Bank Mastercard credit cards, visit our website.
9. For the purposes of our offer, “Newcomers” is defined as permanent residents (including people who have received “approval-in-principle” from Immigration, Refugees and Citizenship Canada to stay in Canada), refugees (protected persons) and temporary residents (including student, worker, or temporary resident permit holders).
