Chequing accounts and packages

Open a chequing account with an eligible banking package and get $300 cashback 

Choose my package

Offer for new account holders, certain transactions are required*

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Exclusive offers

according to your profile

Open an account online

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Find the package that's right for you

Discover the best rate for your age

I’m between:
25 and 59 years
  • 0 and 17 years
  • 18 and 24 years
  • 25 and 59 years
  • 60 + years

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12 transactions per month (including 2 at the counter)2, 3

No fees for statements by mail

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30 digital transactions per month2

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Unlimited digital transactions2

Up to $30 in discounts on a MastercardTM credit cardMD, 4, 5

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Unlimited transactions, digital or at the counter2, 3

Up to $150 in discounts on a MastercardTM credit cardMD, 4, 5

Free use of Interac® and Cirrus® networks

Legal and estate assistance included

Overdraft protection

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What is your current situation?

Select the option that best describes your needs. 

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Just arriving or planning to settle in Canada.

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Focusing on your studies with a limited budget.

0-17 years 

Thinking about the future but not quite 18 yet

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18-24 years

Looking for services that fit your lifestyle. 

Our banking offers for professionals

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Law and business management, administration, engineering, teaching: find an offer adapted to your reality. 

See professional offers

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Healthcare professionals 

Enjoy a complete package for your banking needs.

See healthcare offers

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Good to know

Protect your accounts and prevent fraud thanks to our useful tips and online security services.

Little details that matter

Details and conditions of the promotion

The promotional offer is valid from August 16 to December 13, 2021 (the "promotional period").

This offer is intended for anyone who does not have a National Bank chequing account.

The offer may be modified, extended or withdrawn without prior notice at any time. You must have reached the age of majority when you open your chequing account. Employees of National Bank and its subsidiaries and entities are not eligible.

The offer may not be combined or used with any other offer, promotion or benefit applicable to National Bank chequing accounts and banking packages and cannot be applied retroactively. There is a limit of one cashback per eligible product during this promotion. Clients cannot benefit from the offer more than once. Only the primary account holder is eligible for the offer. Joint account holders who open a new account are not eligible for this offer.

Eligible products

To be eligible for the offer, you must open a new chequing account linked to one of the eligible banking packages or offers described below and meet the conditions of the offer.

      Eligible products

Cashback offer

  • Offers for Professionals
  • Offers for Students
  • Offer for Newcomers
  • The Connected® banking package
  • The Total® banking package



Conditions of the $300 cashback offer:

To obtain a $300 cashback, you must open a chequing account with an eligible banking package or offer during the promotional period, then meet 2 of the following 3 conditions:

  • Carry out one bill payment of $50 or more via National Bank online.
  • Set up a recurring automated direct deposit (salary or monthly pension).
  • Set up a recurring pre-authorized payment on your National Bank mortgage from a National Bank account.

After the chequing account is opened, you have 60 days to meet all cashback offer conditions.

Timeframe for obtaining the cashback

If you meet the offer conditions, the cashback will be deposited into your new National Bank chequing account within 120 days of the account being opened.


To be granted the cashback, you must maintain the eligible products and services and not make any changes related to these products and services for a minimum of 12 months from the time you open the chequing account. If you do not meet this condition, you will have to refund National Bank an amount corresponding to the period in which you did not keep your eligible products and services, within 30 days of receiving the request for payment.

Clients who have benefitted from a cashback offer on a chequing account November 1, 2018 are not eligible for this offer.

® THE CONNECTED and THE TOTAL are registered trademarks of National Bank of Canada.

Legal disclaimers

1. Consult the Fee Guide for more details. Discounts are applied upon presentation of supporting documents. The Minimalist package is offered with no flat monthly fee for young people aged 0 to 17, for clients aged 18 to 24, for seniors aged 65 and over upon presentation of eligibility for the Guaranteed Income Supplement, and beneficiaries (aged 18 and over) of a Registered Disability Savings Plan (RDSP) upon presentation of proof of eligibility for an RDSP.

2. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

3. Transactions carried out at our branches during normal business hours.

4. Subject to credit approval by National Bank of Canada.

5. The cashback on the annual fees for a Mastercard credit card can only be applied once, at enrollment.

®THE MINIMALIST, THE MODEST, THE CONNECTED, THE TOTAL and NATIONAL BANK are registered trademarks of National Bank of Canada.

®The Interac and Interac e-Transfer are registered trademarks of Interac Corp. Used under licence.

®CIRRUS is a registered trademark of CIRRUS SYSTEM Inc.

®MASTERCARD is a registered trademark of Mastercard International Incorporated. Authorized user: National Bank of Canada.

Practical details

Guide to transferring your account to National Bank

Have you just opened an account with us and you must transfer all your preauthorized transactions? Here is a guide to help you keep track of everything.


The passbook option has not been available to new clients since May 4, 2015. If you are an existing client who uses a passbook with your account, a $2.50 monthly fee is charged.


For the fees associated with our products and services, consult the Fee Guide [PDF].

Contract governing personal deposit and investment accounts

For more information on the terms and conditions governing your new account, consult the Contract governing personal deposit and investment accounts document [PDF].

Basic banking services

For the terms and conditions governing whether a person may open an account or cash cheques and other items from the federal government, consult our guide to Basic Banking Services [PDF].

Access to funds policy

For details of our cheque hold policy, see the Access to Funds Policy [PDF].

Coercive tied selling

To understand what coercive tied selling is and what is not allowed, consult our pamphlet What you need to know about coercive tied selling [PDF].

Canada Deposit Insurance Corporation

Please refer to our page about Canada Deposit Insurance Corporation (CDIC)

FCAC account selector tool

Discover the Financial Consumer Agency of Canada (FCAC)’s account selector tool to compare bank accounts.

Other accounts that might interest you

Business accounts

Discover our accounts for businesses and the self-employed.

See all business accounts

Savings account

Great for short-term saving—access your funds at any time.

See savings account

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