Important notices 

Notice concerning changes to our personal banking solutions - effective October 26, 2025

As of October 26, 2025, changes will be made to the Deposit Account Agreement; certain fees related to our deposit accounts and registered plans; and the pricing of services associated with our accounts and banking packages. 

Depending on how you manage your accounts and solutions, some changes may not apply to your account. 

There are no other changes to the rights and obligations related to your bank account. You can also decline the changes and close your account at no cost, other than the cost of using your account, by visiting any of our branches. 

Consult our Fee Guide

Statement fees Currently As of October 26, 2025
Paper statements $2.50/month/account $3.50/month/account
Online statements Free Free
Transactions at a branch Currently As of October 26, 2025
Withdrawal, transfer, withdrawal for bill payment $1.50/transaction $2.50/transaction

As of July 21, 2025, The Modest® banking package will no longer be available. Starting on that date, affected clients will begin receiving complete information about the replacement package and other available options.

If you do not choose a different one, your account will be automatically switched to The Minimalist® banking package on October 26, 2025.

Here's what's changing for you:

  The Modest 
 -Currently		 The Minimalist
- Currently		 The Minimalist
- As of October 26, 2025 		 The Minimalist
-  As of January 25, 2026 
Fixed monthly fees  $10.95 $3.95 in compliance with our Commitment 1
Number of monthly transactions included 2 30 digital transactions 3 12 transactions 18 transactions  18 digital transactions 3 
Number of monthly transactions at a branch included No transactions 2 transactions 2 transactions No transactions
Statement fees  Free online statements  Free online and paper statements 
Discount on fixed monthly fees  $5.00 discount on fixed monthly fees for seniors aged 60 and over 

No fixed monthly fees for students aged 24 and under in compliance with our Commitment. 1  

No fixed monthly fees for seniors aged 65 and over upon presentation of eligibility for the Guaranteed Income Supplement in compliance with our Commitment. 1  

No fixed monthly fees for beneficiaries (aged 18 and over) of a Registered Disability Savings Plan (RDSP) upon presentation of proof of eligibility for an RDSP in compliance with our Commitment. 1  

No fixed monthly fees for students aged 24 and under in compliance with our Commitment. 1  

No fixed monthly fees for seniors aged 65 and over upon presentation of eligibility for the Guaranteed Income Supplement in compliance with our Commitment. 1  

No fixed monthly fees for beneficiaries (aged 18 and over) of a Registered Disability Savings Plan (RDSP) upon presentation of proof of eligibility for an RDSP in compliance with our Commitment. 1  

No fixed monthly fees for eligible members of Indigenous Peoples4 in compliance with our Commitment. 1 
 
  1. This is a voluntary commitment by National Bank of Canada to comply with the Financial Consumer Agency of Canada's Commitment to Provide low-cost and no-cost bank accounts.  
  2. When transactions are indicated as being included, they are included if the maximum number of transactions included in the package has not been reached. Any transaction over the maximum as well as any transaction or service that is not indicated in the table but for which our fee guide sets out fees will be charged based on the applicable pricing for your account or based on the general pricing set out in the ‘Breakdown of Service Charges’ section.  
  3. (or digital) Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.  
  4. A discount applies to individuals who provide one of the following: a valid Secure Certificate of Indian Status or Certificate of Indian Status; a letter from an Indigenous community organization (e.g., elders, band, council) confirming Indigenous status; proof of membership or registration with a provincial or national Metis representative organization; or proof of membership from an Inuit land claim organization.

From now until October 26, 2025, you can switch to any of our other banking packages, other than The Minimalist®, through your online bank or the National Bank app. Visit this page to compare the features and benefits of our banking packages. To change your plan, follow the steps outlined in our Help centre.

Here are the other packages available to you:

  The Connected
- Currently		 The Connected
- As of October 26, 2025		 The Total
Fixed monthly fees $15.95 $28.95
Monthly transactions included Unlimited electronic 1 transactions Unlimited transactions (including branch transactions)
Minimum daily balance to have fixed monthly fees waived $4,500 $6,000
Discount on fixed monthly fees
0-24 years old

$15.95 discount

(monthly fees waived)

 $15.95 discount
60 years old and older $5.00 discount $5.00 discount
For the holders of an eligible Mastercard® credit card 2 $5.00 discount $10.00 discount
Other discounts
Cashback on the annual fees for a National Bank Mastercard® credit card, at enrollment 3 Up to a $30.00 discount Up to a $150.00 discount
Electronic transactions 1
Withdrawal, transfer, withdrawal for bill payment Included
Sending an Interac e-Transfer® Free
Cheque, pre-authorized debit and debit purchase Included
Transactions at the branch
Withdrawal, transfer, withdrawal for bill payment $1.50/transaction $2.50/transaction Included
Bill payment service at the branch $2.00/bill Included
Other services
Online statement Free
Paper statement $2.50/month/account $3.50/month/account Free
List of transactions via ABM Included

  1. (or digital) Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

  2. The credit cards eligible for the $5 cashback on The Connected® package and the $10 cashback on The Total® package are: Platinum Mastercard®, World Mastercard®, and World Elite® Mastercard®. Certain conditions apply. Subject to credit approval by National Bank.

  3. The cashback on the annual fees for a National Bank Mastercard credit card can only be applied one time, at enrollment.

If you prefer personalized support, our advisors are available to discuss your needs and help you choose the package best suited to your situation.

Should you prefer a package other than The Minimalist®, please contact us by October 26, 2025. If we do not hear from you, you will automatically be switched to The Minimalist® package, as proposed. 

Your first monthly statement following this change will reflect the updated fixed monthly fees. Fixed monthly fees will be calculated on a pro rata basis. Each line will show the fixed monthly fees applicable to The Modest® and The Minimalist® packages.

You may request to switch to another available package at any time. You can also decline the changes and close your account at no cost, other than the cost of using your account, by visiting any of our branches.

In compliance with our Commitment 1, The Minimalist® package is offered with no fixed monthly fees to designated groups set out in the Fee Guide and is available to everyone for fixed monthly fees of $3.95.

The Minimalist Currently  As of October 26, 2025 As of January 26, 2026
Number of monthly transactions included2 12 transactions 18 transactions 18 digital transactions3
Number of monthly transactions at a branch included 2 transactions 12 transactions No transactions

Specific discounts on fixed monthly fees 

  Currently As of October 26, 2025 As of January 26, 2026
Eligible members of Indigenous Peoples4 $3.95 NEW - No fixed monthly fees in compliance with our Commitment 1

  1. This is a voluntary commitment by National Bank of Canada to comply with the Financial Consumer Agency of Canada's Commitment on Low-Cost and No-Cost Accounts.

  2. When transactions are indicated as being included, they are included if the maximum number of transactions included in the package has not been reached. Any transaction over the maximum as well as any transaction or service that is not indicated in the table but for which our fee guide sets out fees will be charged based on the applicable pricing for your account or based on the general pricing set out in the “Breakdown of Service Charges” section.

  3. (or digital) Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

  4. A discount applies to individuals who provide one of the following: a valid Secure Certificate of Indian Status or Certificate of Indian Status; a letter from an Indigenous community organization (e.g., elders, band, council, etc.) confirming Indigenous status; proof of membership or registration in a Metis provincial or national representative organization, or proof of membership from an Inuit land claim organization.

The offer for newcomers is offered with no fixed monthly fees for the first year in Canada in compliance with our Commitment. 1

Fees Currently As of October 26, 2025
Interac ® ABM network transaction fee $2.00/transaction Free 
Minimum daily balance to have fixed monthly fees waived Not available No fixed monthly fees with a minimum daily balance of $4,500
Conditions of the offer Currently As of October 26, 2025
Migration after the third year of subscription to the offering No migration. Maintaining the conditions of offer for newcomers

NEW - Automatic migration to The Connected® package with the benefits you may be eligible for.

No action is required on your part.
Fixed monthly fees after the third year of subscription to the offering $15.95/month $15.95/month
Benefits of automatic migration Without the possibility of benefiting from reduced fees

Fixed monthly fees reduced to $10.95 if: 

  • You have an eligible Mastercard® credit card2 OR 
  • You are 60 years of age or older 

No fixed monthly fees if: 

  • You are 24 years of age or younger OR 
  • You maintain a minimum daily balance of $4,500 in your account 

  1. This is a voluntary commitment by National Bank of Canada to comply with the Financial Consumer Agency of Canada's Commitment in Low-Cost and No-Cost Accounts.

  2. The credit cards eligible for the $5 cashback on The Connected® package are: Platinum Mastercard®, World Mastercard®, and World Elite® Mastercard®. Certain conditions apply. Subject to credit approval by National Bank.

Registered plans (TFSA, FHSA, RRSP, LRSP, LIRA, RRIF, LIF) 

These charges apply to National Bank of Canada, Natcan Trust Company and National Bank Trust Inc. plans available through our branch network. Taxes are not included.

Fees Currently As of October 26, 2025
Transfer to another financial institution $86.97/transfer $150.00/transfer
Partial or total withdrawal $86.97/transfer Free

Currently As of October 26, 2025

Item (all currencies) sent to collection 

Item sent to collection drawn on a foreign financial institution:  

— $20,000 or less: $50.00 

— $20,000.01 to $100,000: 0.25% of the item amount  

— $100,000.01 or more: $250 (banking and incidental fees may apply) 

Items deposited to be sent for special collection (Collection in Canada and/or International Collection)

0.50% of the item amount with a minimum of $250.00/item (banking and incidental fees may apply)

 
N/A

A cheque in Canadian or U.S. dollars drawn on your account, deposited outside of Canada, or to be processed outside of the Canadian clearing system

$50.00

The annual fee covers the period from January 1 to December 31 and is charged in January. A $10.00 discount on the annual fee is offered to holders of The Total® package. Taxes are not included. 

Sizes: The depth of each safety deposit box is 24 inches.

X-Small Fees in effect January 2025
(National Bank of Canada)  		 As of October 26, 2025
1 ½ in. x 5 in. $60 $80
2 in. x 5 in. › First 180 cu. in.: $0.24/cu. in. 
› Additional inches: $0.115/cu. in.		 $80
Small Fees in effect January 2025
(National Bank of Canada)		 As of October 26, 2025
2 ½ in. x 5 in.  $90 $100
3 ¼ in. x 5 in.  $90 $100

3 in. x 5 in.

1 ½ in. x 10 ⅜ in.  

4 in. x 4 ¾ in. 

› First 180 cu. in.: $0.24/cu. in.

› Additional inches: $0.115/cu. in.

 $100
Medium Fees in effect January 2025
(National Bank of Canada)  		 As of October 26, 2025
2 ½ in x 10 ⅜ in $120 $150
5 in x 5 in   $120 $150

10 in x 3 in

3 in x 10 in

3 in x 10 ⅜ in

5 in x 7 in

10 in x 2 ½ in

2 ½ in x 10 in

5 ½ in x 5 in

 › First 180 cu. in.: $0.24/cu. in. 
› Additional inches: $0.115/cu. in.		 $150
Large Fees in effect January 2025
(National Bank of Canada)		 As of October 26, 2025
5 in x 10 ⅜ in $220 $300
5 in x 15 in $240 $300

10 ⅜ in x 5 in

10 ⅜ in x 7 in

5 in x 15 ½ in

5 in x 15 ¾ in

16 in x 5 in

5 in x 16 in

6 in x 15 7/8 in

 › First 180 cu. in.: $0.24/cu. in. 
› Additional inches: $0.115/cu. in.		 $300
X-Large Fees in effect January 2025
(National Bank of Canada)		 As of October 26, 2025
10 in x 10 ⅜ in $300 $375

10 in x 10 in

10 in x 10 ½ in

 › First 180 cu. in.: $0.24/cu. in. 
› Additional inches: $0.115/cu. in.		 $375
XX-Large Fees in effect January 2025
(National Bank of Canada)		 As of October 26, 2025

10 in x 15 in

15 in x 10 in

10 in x 15 ½ in

10 in x 15 ¾ in

10 in x 16 in

16 in x 10 in

15 ½ in x 10 ⅜ in

10 ¼ in x 15 ¾ in

 › First 180 cu. in.: $0.24/cu. in. 
› Additional inches: $0.115/cu. in.		 $500
XXX-Large Fees in effect January 2025
(National Bank of Canada)		 As of October 26, 2025

13 ½ in x 17 in

15 in x 15 in

15 ½ in x 15 in

15 in x 17 ⅜ in

› First 180 cu. in.: $0.24/cu. in. 
› Additional inches: $0.115/cu. in.

 $700
XXXX-Large Fees in effect January 2025
(National Bank of Canada)		 As of October 26, 2025

15 in x 20 in

16 in x 19 in

20 ½ in x 15 ½ in

16 in x 20 in

 › First 180 cu. in.: $0.24/cu. in. 
› Additional inches: $0.115/cu. in.		 $900
Forced opening of the safety deposit box Fees in effect January 2025
(National Bank of Canada)		 As of October 26, 2025
  $160 $200

As of now, you can view the full Deposit Account Agreement, including the changes that will take effect on October 26, 2025, here.

Terms in bold in the right-hand column indicate changes that will take effect on October 26, 2025.

Currently As of October 26, 2025

4.4. Banking packages, programs and offers 

You may enroll in any of our packages, programs, or other banking offers at any time. The fees and features that apply are described in the Fee Guide and in the specific brochures that we provide to you when you enroll, as applicable. 

You may choose to cancel a package linked to your account at any time. If you do so or no longer meet the eligibility requirements, you will be charged a fee for each transaction related to the use of your account as set out in the Fee Guide. Once we process your request, you will no longer be able to use the service, but you remain bound by this agreement in respect of your account.

Once we process your request, you will no longer be able to use the service, but you remain bound by this agreement in respect of your account. 

4.4 Banking packages, programs and offers

You may enroll in any of our packages, programs or other banking offers at any time. The fees and features that apply are described in the Fee Guide and specific brochures that we provide when you enroll, as applicable. 

Our packages have a limited duration or end because you no longer meet the eligibility requirements. On their end date, certain packages are automatically migrated to another package with comparable fees and features. If your needs or financial situation have evolved, or if the migrated package does not suit you, you may choose another package at any time. Consult the Fee Guide to find out if your package offers an automatic migration, as well as the fees and features of the new automatically migrated package. 

You may choose to cancel a package linked to your account at any time including an automatically migrated package. If you do so or no longer meet the eligibility requirements of a package without an automatic migration, you will be charged a fee for each transaction related to the use of your account as set out in the Fee Guide. 

Once we process your request, you will no longer be able to use the service, but you remain bound by this agreement in respect of your account. 

7.2.1. Outstanding cheques

You are responsible for outstanding cheques drawn on or deposited into your account which have not been processed. You remain responsible even after your account is closed. 

If we have paid a cheque made to you and we do not receive payment, we may debit the amount from your account. Then, it is your responsibility to dispute the cheque directly with the payer or the financial institution from which it was drawn. 

You waive the right to dispute a cheque that you have authorized, signed, endorsed, or deposited.

7.2.1. Outstanding cheques

You are responsible for outstanding cheques drawn on or deposited into your account which have not been processed. You remain responsible even after your account is closed. 

If we have paid a cheque made to you and we do not receive payment, we may debit the amount from your account. You waive the right to automatically receive a notice of withdrawal of funds providing the reasons for such withdrawal. We may provide additional information upon request. It is then your responsibility to dispute the cheque directly with the payer or the financial institution from which it was drawn. 

You waive the right to dispute a cheque that you have authorized, signed, endorsed or deposited.

8.3 Transmission of documents

8.3.1. By mail 

All documents (including statements) are sent by mail to your most recent address appearing in our records. You must inform us of any change of address. If a document is returned to us, future documents will no longer be sent to you until you have updated your address. 

8.3.2. Electronically 

If you have consented to digital communications, we may communicate with you via: 

› our online services, 

› our mobile app, and 

› a digital channel (email and text message). 

You are deemed to have received the document as soon as it is sent through our system. 

You will be informed by email when a document is available on our online services, such as your monthly statement. 

If the document is of public or regulatory interest, it will also be available on nbc.ca.

8.3 Transmission of documents

8.3.1 By mail 

All documents (including statements) are sent by mail to your most recent address appearing in our system. 

8.3.2 Electronically 

If you signed up to Consent for digital communications, you will receive statements, documents and communications via our online services: 

› National Bank app and online bank, and 

› Digital channels such as email and text messages. 

You are deemed to have received documents as soon as they are sent through our systems. You will receive a notification by email or text message when a document, such as your monthly statement, is available on our online services. 

If the document is of public or regulatory interest, it will also be available on nbc.ca. 

8.3.3 Your responsibility to provide and update your coordinates 

You are responsible for providing us with your complete and accurate contact information (including your email address if you have signed up to Consent for digital communications).  

You must keep your contact information up to date to receive all documents (including statements) related to your account as well as products and services associated with your bank account. You must promptly update your contact information when we request you to do so (for example, by using a banner on our online services).  

If a document sent to you by email or mail is returned to us, or if you fail to comply with our request to update your contact information promptly, we will no longer send future documents to you until you update your address. You remain responsible for your account and associated products and services even after we stop sending you documents (including statements).

® THE MODEST, THE MINIMALIST, THE CONNECTED, THE TOTAL, NATIONAL BANK and NATIONAL BANK logo are registered trademarks of National Bank of Canada.

® MASTERCARD, PLATINUM MASTERCARD, WORLD MASTERCARD and WORLD ELITE are registered trademarks of Mastercard International Inc. National Bank of Canada is an authorized user.

® INTERAC is a registered trademark of Interac Corp. Used under licence.

® THE MODEST, THE MINIMALIST, THE CONNECTED, THE TOTAL, NATIONAL BANK and NATIONAL BANK logo are registered trademarks of National Bank of Canada.

® MASTERCARD, PLATINUM MASTERCARD, WORLD MASTERCARD and WORLD ELITE are registered trademarks of Mastercard International Inc. National Bank of Canada is an authorized user.

® INTERAC is a registered trademark of Interac Corp. Used under licence.

Canada Post labour disruption: Go digital to manage your banking operations independently

There may be postal service delays across Canada in the coming weeks. 

Here are some alternative solutions to limit the effects of possible service delays on your daily transactions and payments. 

  • Sign up for our digital banking solutions to:  
    • Pay your bills
    • Send money and make transfers between your accounts 
    • View your banking information at any time
    • Verify the amount or balance on your credit cards, mortgage or other loans 
    • And more
  • Contact your service providers to receive your statements and bills by email. 
  • Set up automatic payments for your bank account or credit card. This will help you avoid late payments. 
  • Use our ABMs or visit one of our branches to make your payments and view your account information. 

Do you receive cheques or regular payments from government organizations or services?
If possible, sign up for their direct deposit services so that funds are deposited directly into your account.  

Information about receiving debit cards
It may take longer than expected to receive your debit card. If you need your debit card urgently, you can visit one of our branches with two pieces of identification.

Need help signing up for your online bank?
Watch our demo or visit our Help centre. 

For more information on the current situation, we invite you to visit the Canada Post website regularly. 

Updates on the tariffs between Canada and the United States

Read our President and CEO's message to our clients.

We understand the uncertainty and disruption that the recent tariff announcements may cause for different sectors of the economy.

Rest assured, we’re here to support you and offer advice adapted to your needs.

We are closely monitoring how this situation may evolve and its impact on our clients. Our aim is to provide you with our analyses so you can make informed decisions.

Whether you’re a new or seasoned investor, we want to emphasize the importance of staying focused on your long-term perspective and financial plan. Making informed rather than rash decisions may significantly increase your chances of reaching your financial goals.

Do you have any questions? For personalized advice, make an appointment with one of our advisors.

For more information about how tariffs may affect your personal banking and investments, consult the following resources: 

National Bank completes acquisition of Canadian Western Bank

National Bank of Canada (“National Bank”) (TSX: NA) today announced the completion of its previously announced acquisition of Canadian Western Bank (“CWB”).

“Today is an exciting day for National Bank and marks a pivotal step in our history. This transaction will allow us to deliver a stronger banking choice for all Canadians and Canadian businesses. Our combined organization will provide customers with an expanded product and service offering nationally, while maintaining regional expertise. Thanks to CWB’s established roots in Western Canada, National Bank is expanding its operations. We will pull strengths from our collective network and further extend the depth and breadth of our banking capabilities,” said Laurent Ferreira, President and CEO of National Bank. 

With the closing of the transaction, integration activities will begin, and further transition will continue. National Bank looks forward to onboarding CWB clients and employees in the coming months.

Read the full press release

As a CWB client, please consult our migration hub for our most up-to-date information. 

CWB Financial Group, established in 1984, is a diversified financial services organization dedicated to meeting the unique financial needs of businesses and their owners across Canada.  

CWB is recognized for:  

  • Personalized services in business and personal banking, equipment financing, specialty lending, trust services, and wealth management 
  • Strategic focus and regional expertise  
  • Providing customized solutions, and ensuring faster response times 

CWB has been proactively uncovering clients’ dreams and goals, in their highly personalized approach, specialized expertise, and genuine commitment to helping them succeed.

Your National Bank products and services will remain the same, and there is no action required on your part.

National Bank Savings and Investments: A new name for the mutual fund brokerage business division of National Bank Investments 

We would like to inform you that as of November 1, 2024, our mutual fund brokerage business division will become National Bank Savings and Investments Inc., a separate entity from National Bank Investments Inc.

This change will have no impact on the delivery of current services. The new name will appear on investment portfolio statements issued after November 1, 2024. We are making this change to better reflect the full range of savings and investment solutions we offer to help you achieve your financial goals. To learn more about our solutions, visit Managed solutions and investment funds.

The investment fund management activities will continue to be operated by National Bank Investments Inc., whose team is renowned for its expertise and commitment to quality and innovation in the field of asset management.

I received a cheque from National Bank Investments (NBI) after November 1. Is it still valid?

All NBI cheques issued after November 1, 2024, are valid. The name change will not prevent you from cashing any cheques received after this date.

Why is the app still displaying the National Bank Investments (NBI) name and logo?

As of November 1, 2024, the National Bank Savings and Investments (NBSI) name and logo will replace National Bank Investments (NBI). You’ll need to update the app to see the change.

Will the name change to National Bank Savings and Investments (NBSI) affect my NBI solutions?

No, the name change from NBI to NBSI will have no impact on your investment solutions. NBSI will continue to distribute NBI solutions such as NBI Funds, NBI Portfolios, and NBI Private Wealth Management.

Do I need to do anything for my NBI account statement to become my NBSI account statement?

No action is required on your part.

Will NBI also be changing the names of its investment solutions?

No. The investment fund management activities will continue under the National Bank Investments Inc. entity. Only the entity responsible for mutual fund distribution and that sells NBI solutions will change its name to National Bank Savings and Investments.

The activities of National Bank Investments Inc. will be split into two distinct entities as of November 1, 2024. The mutual fund distribution activities will be carried out under the entity National Bank Savings and Investments Inc. and the investment fund management activities will continue to be operated by National Bank Investments Inc. The two separate entities will be integrated into the National Bank of Canada group. 

Our spring offer: 2x the points or 2x the cashback is ending on Juin 22, 2024

We would like to advise you that our spring offer ends on June 22, 2024. This targeted offer was sent to eligible clients by email at the beginning of May 2024. The rewards points or cashback bonuses associated with this offer will cease to apply after this date, depending on your credit card. You will revert to the usual benefits of your credit card.

There are no further changes to your credit card rights and obligations. You may also refuse them by changing your credit card or closing your credit card account, at no charge other than those related to the use of your card, by contacting us at 514-394-1427 or at 1-888-622-2783.

Changes to your All-In-One line® of credit 

As of July 7, 2024, certain updates to your All-In-One® line of credit will take effect. Here’s what’s going to change for you.

Reduced interest rates 

Starting July 7, 2024, the interest rate for exceeding the credit limit on your All-In-One® line of credit will decrease (currently set at double the variable interest rate). The variable interest rate applicable to advances on your line of credit will now apply if the limit is exceeded. 

Until July 6, 2024: Interest rates if you exceed your credit limit 
 As of July 7, 2024: Interest rates if you exceed your credit limit 

Double the variable interest rate applicable to your line of credit. 

Check your line of credit contract or monthly statements to see the rate that applies to your line of credit.

Any advances made on your line of credit, even if it exceeds your credit limit, will accrue interest at the variable rate applicable to your line of credit.

Check your line of credit contract or monthly statements to see the rate that applies to your line of credit.

No more overdraft fees 

An upcoming change will be the removal of overdraft fees for any transaction that leads to or increases overdraft on the credit limit, such as a cheque, pre-authorized debit, payment, debit card purchase, or an ABM withdrawal made without sufficient available funds (subject to applicable interest charges to the aforementioned overlimit fees). 

Fees until July 6, 2024 
 Fees as of July 7, 2024 

5 $/ transaction

No overdraft fees

Good to know : 
You must, on your own initiative, repay any amount that exceeds your credit limit as soon as the limit is exceeded. Also, using more than the authorized credit limit can affect your credit score. That’s why we recommend that you only spend within your credit limit.

®National Bank All-in-One is a registered trademark of National Bank of Canada.

Updates to the National Bank Private Banking 1859 banking offer

As part of the evolution of National Bank Private Banking 1859’s banking offer, we will be making certain changes to banking products, services, and associated fees and benefits.

The changes will come into effect throughout 2024 and will affect the following:

  • The benefits and pricing of your banking package
  • The annual fee for the Private Banking 1859 World Elite® Mastercard® credit card
  • The Dialogue™ telemedicine service
  • The Securizone 360™ assistance program

If you have any questions, please contact your Private Banking 1859 team.

Little details that matter

® PRIVATE BANKING 1859 is a registered trademark of National Bank of Canada.

® Mastercard et World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

TM SECURIZONE 360 is a trademark of National Bank of Canada, used under licence by NBC Assistance Inc.

TM Dialogue is a trademark owned by Dialogue Technologies Inc. (“Dialogue”) and provided by Dialogue and may not be otherwise used without the prior consent of Dialogue.

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