Certain conditions apply. Potential savings may not reflect the net
savings that you will receive; this amount will vary based on your
financial situation.
2. Bank account with chequing privileges. Certain services, such as
paper statements, are not included. Included services and fees for
unrelated services are indicated in our Fee Guide - Personal Banking Solutions.
National Bank reserves the right to terminate, without notice, the
savings and other benefits associated with the products and services
in this banking offer if the customer closes their eligible bank
account. If the customer cancels their eligible credit card or
replaces it with one that does not qualify for the offer, a fixed
monthly fee of $12.95 will apply to transactional accounts in order to
maintain the savings and benefits of the banking offer.
3. Financing subject to credit approval by National Bank. Certain
conditions apply.
4. Financial planning services are offered through subsidiaries of
National Bank. Financial Planners provide their services on behalf of
National Bank Savings and Investments Inc., a wholly owned subsidiary
of National Bank of Canada.
5. Credit card is issued subject to credit approval by National Bank
of Canada. Terms and conditions apply.
6. Transactions carried out at our ABMs, a participating merchant,
through our online banking services (including our call centre) or
those related to certain operations in your account.
7. Transactions carried out at our branches during business
hours.
8. Discount is applicable to the standard rates
of the Securizone or Securizone 360 plans for as long as you benefit
from an exclusive offer. If you no longer benefit from an exclusive
offer, you must agree to pay the applicable regular rate in order to
continue to benefit from the plan. NBC Assistance Inc. reserves the
right to terminate or modify this offer at any time. Please consult
the rates and other applicable conditions on the Securizone page.
9. Subject to credit approval by National Bank. Upon receipt of each
statement, the borrower must pay a minimum installment to National
Bank that corresponds to the sum of the interest and insurance
premiums charged to the account for the period covered by the
statement, and any other amount required to ensure the account's debit
balance does not exceed the credit limit. This minimum installment
must be made without using the line of credit.
10. This offer must be renewed annually by providing identification,
the name of the eligible company, and proof of ownership status.
Monthly account statement. No management fees. The Personal Flex
Line® rate is established by the prime rate, plus a spread
established by the client’s credit history. As a guideline, the
applicable rate for a typical Personal Flex Line is comprised of the
prime rate + 4%. Once an amount is borrowed from the line of credit,
it accrues interest. The minimum monthly payment is limited to the
monthly interest and life insurance premiums (as applicable). Examples
of credit fees calculated over a 30-day period at the applicable rate
as at September 18, 2025.
