Discover our GICs and choose the one that best fits your needs
Select the term and interest type of your GIC. If you’re already a client, you can choose the plan in which to place your GIC (TFSA, RRSP or non-registered account) in a second step.
| GIC | Term | Minimum investment | Rate | Interest type | Get this GIC |
|---|---|---|---|---|---|
| ${productName} | ${productCriteria.TERMRANGE.criteriaNumericValue} month(s) |
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The best GIC is the one that best suits your financial situation and investment goals. Before choosing, consider different criteria such as initial investment, type of return, investment horizon, etc. To help you decide, here are the terms and conditions of the different types of GICs we offer.
Access your investment whenever you need cash.
Take advantage of competitive fixed-rate interest rates and varied terms.
Benefit from a return linked to the growth potential of the markets.
Ideal for those who want to enjoy increasing interest rate tiers while keeping their funds accessible.
Ideal for short-term investments by using low-risk funds that are easily transferable.
Ideal for putting money aside while also being able to immediately access your funds in case of unexpected events.
Contact us for personalized support or invest online by signing in.
Monday to Thursday,8 a.m. to 6 p.m. (ET)
Friday, 8 a.m. to 5 p.m. (ET)
Interest is calculated on an annual basis. Your deposits in a Guaranteed Investment Certificate are insurable by the Canada Deposit Insurance Corporation (CDIC). Discover the protection offered by CDIC.
1. Direct investment of your USD investments in our U.S. accounts.
Featured GIC rates are subject to change at any time.
