Help centre
Basics of a loan
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Does National Bank offer a second chance credit? To protect our clients, National Bank does not offer a second chance credit. However, we do offer several types of loans and lines of credit. -
How can I improve my credit rating? Discover our tips to improve your credit rating. A simple and reliable strategy is to build good financial habits. -
How do I change my mortgage rate from variable to fixed or vice versa? Here's how to change your mortgage rate from variable to fixed or vice versa with a National Bank advisor. -
How do I check my credit score? Here's how to check your credit score for free online, by mail, phone or in person with Equifax or TransUnion. -
How do increases and decreases in the policy interest rate affect my finances? An increase or decrease in the policy interest rate can affect your finances. Here’s what you need to know about how it impacts your loans and investments. -
What are National Bank’s rates for loans? Consult our examples of current rates for personal loans and lines of credit or make an appointment to meet with an advisor at a branch. -
What do I do if my credit application is refused? Here’s what to do if your credit application is refused, either due to your residency status, credit history or another reason. -
What is a credit report? Learn more about credit reports. -
What is a loan? Learn what a loan is and why it may be helpful. If you have projects on the horizon, such as renovating a house or a car, a loan may be the solution to make them happen. -
What’s the difference between a guarantor and co-borrower? The most important difference: in case of financial difficulties, the guarantor will have to repay the borrower's debt, while the co-borrower agrees to repay the debt with the principal borrower.
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