Bank accounts

Find the package that’s right for you

 

Bank accounts

Find the package that’s right for you

 

Find the solution that suits you best

Are you eligible for our offers for professionals?

If you work in one of the fields below, you could enjoy benefits and savings including:

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Up to three bank accounts with no fixed monthly fees 1

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An eligible National Bank
Mastercard ® rewards credit card 2

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A personal line of credit and mortgage with preferred terms 3

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Preferred assistance services through our partners (legal assistance and identity theft protection)

Legal and business professionals

Are you a lawyer, accountant, notary, CFA, actuary or architect?
 

Save up to $1,705 per year 4

Engineers

Are you an engineer or engineering graduate?
 

Save up to $1,705 per year 4

Information Technology

Are you a developer, programmer, software engineer or another qualifying IT occupation?
 

Save up to $1,705 per year4

Healthcare

Are you a doctor, nurse, psychologist, occupational therapist or an eligible healthcare professional?
 

Save up to $2,605 per year 5

Teachers

Do you teach at the elementary, secondary, vocational, college or university levels?
 

Save up to $1,330 per year6

Administration professionals

Are you a graduate from an eligible university, work in human resources, or are an industrial relations consultant?
 

Save up to $1,555 per year 7

What is your current situation?

Take advantage of savings with our packages tailored to your situation.

Newcomer

Just arriving or planning to settle in Canada.

Student

Focusing on your studies with a limited budget.

0-24 years 

You're between the ages of 14 and 24, or have a child under the age of 14? 

What type of account are you looking for?

Chequing account

Your daily transactions, simplified.

Browse our chequing accounts

Savings account

An everyday savings account to grow your funds.

Discover our savings account

Little details that matter

® Mastercard, is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank

1. Bank account with chequing privileges. Some services such as the passbook and paper statement by mail are not included. The services included and the fees for unrelated services are listed in our Fee Guide ⁠— Personal Banking Solutions (also available in branch).

2. Subject to credit approval by National Bank of Canada. Certain conditions apply.

3. Financing subject to credit approval by National Bank. Certain conditions apply.

4. Subject to credit approval by National Bank. The discount is offered to holders of a National Bank Platinum, World Mastercard® or World Elite® Mastercard credit card. The $1,705 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the typical profile of a client who has the following products: two bank accounts equivalent to The Total® package, with the individual SECURIZONE 2.0 product, a World Elite® Mastercard® credit card, a National Bank All-In-One® home equity line of credit with an annual balance of $150,000, and has a good credit rating. Savings are calculated as follows: No monthly fee for transactions included in The Total® package (annual savings of $694 for two active chequing accounts), plus an annual discount on the individual SECURIZONE 2.0 product (annual savings of $36), plus an annual discount of 0.75% on the All-In-One line of credit rate (annual savings of $1,125), minus the annual fee for the World Elite® Mastercard® for a year (savings of $150). These savings represent the difference between what a client with the offer and a client without it would pay. Certain conditions apply. Potential savings may not reflect the net savings that you will receive; this amount will vary based on your financial situation.

5. Subject to credit approval by National Bank. The discount is offered to holders of a National Bank Platinum, World Mastercard® or World Elite® Mastercard credit card. The $2,605 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the typical profile of a client who has the following products: two bank accounts equivalent to The Total® package, with the individual SECURIZONE 2.0 product, a World Elite® Mastercard® credit card, a National Bank All-In-One® home equity line of credit with an annual balance of $150,000, and has a good credit rating. Savings are calculated as follows: No monthly fee for transactions included in The Total® package (annual savings of $694 for two active chequing accounts), plus an annual discount on the individual SECURIZONE 2.0 product (annual savings of $36), plus an annual discount of 1.25% on the All-In-One line of credit rate (annual savings of $1,875). These savings represent the difference between what a client with the offer and a client without it would pay. Certain conditions apply. Potential savings may not reflect the net savings that you will receive; this amount will vary based on your financial situation.

6. Subject to credit approval by National Bank. The discount is offered to holders of a National Bank Platinum, World Mastercard® or World Elite® Mastercard credit card. The $1,330 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the typical profile of a client who has the following products: two bank accounts equivalent to The Total® package, with the individual SECURIZONE 2.0 product, a World Elite® Mastercard® credit card, a National Bank All-In-One® home equity line of credit with an annual balance of $150,000, and has a good credit rating. Savings are calculated as follows: No monthly fee for transactions included in The Total® package (annual savings of $694 for two active chequing accounts), plus an annual discount on the individual SECURIZONE 2.0 product (annual savings of $36), plus an annual discount of 0.50% on the All-In-One line of credit rate (annual savings of $750), plus no fee for the Mastercard World Elite credit card for the first year (savings of $150). These savings represent the difference between what a client with the offer and a client without it would pay. Certain conditions apply. Potential savings may not reflect the net savings that you will receive; this amount will vary based on your financial situation.

7. Subject to credit approval by National Bank. The discount is offered to holders of a National Bank Platinum, World Mastercard® or World Elite® Mastercard credit card. The $1,555 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the typical profile of a client who has the following products: two bank accounts equivalent to The Total® package, with the individual SECURIZONE 2.0 product, a World Elite® Mastercard® credit card, a National Bank All-In-One® home equity line of credit with an annual balance of $150,000, and has a good credit rating.

Savings are calculated as follows: No monthly fee for transactions included in The Total® package (annual savings of $694 for two active chequing accounts), plus an annual discount on the individual SECURIZONE 2.0 product (annual savings of $36), plus an annual discount of 0.75% on the All-In-One line of credit rate (annual savings of $975), minus the annual fee for the World Elite® Mastercard® for a year (savings of $150). These savings represent the difference between what a client with the offer and a client without it would pay. Certain conditions apply. Potential savings may not reflect the net savings that you will receive; this amount will vary based on your financial situation.

Guide to transferring your account to National Bank

Have you just opened an account with us and you must transfer all your preauthorized transactions? Here is a guide to help you keep track of everything.

Passbooks

The passbook option has not been available to new clients since May 4, 2015. If you are an existing client who uses a passbook with your account, a $2.50 monthly fee is charged.

Fees

For the fees associated with our products and services, consult the Fee Guide [PDF].

Deposit Account Agreement and Personal bank holding account agreement

For more information on the terms and conditions governing your new account, consult the Deposit Account Agreement [PDF] and the Personal bank holding account agreement [PDF] 

Basic banking services

For the terms and conditions governing whether a person may open an account or cash cheques and other items from the federal government, consult our guide to Basic Banking Services [PDF].

Access to funds policy

For details of our cheque hold policy, see the Access to Funds Policy [PDF].

Coercive tied selling

To understand what coercive tied selling is and what is not allowed, consult our pamphlet What you need to know about What you need to know about prohibited conduct [PDF].

Canada Deposit Insurance Corporation

Please refer to our page about Canada Deposit Insurance Corporation (CDIC)

FCAC account selector tool

Discover the Financial Consumer Agency of Canada (FCAC)’s account selector tool to compare bank accounts.

Understanding your finances

Ready to open an account?

Talk to an advisor for personalized help.

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