Offer for students

1. Bank account with chequing privileges. Some services such as statements by mail are not included.

2. Subject to credit approval by National Bank of Canada. Certain conditions apply.

3. Subject to credit approval by National Bank. The $792 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the profile of a client who has the following products: a The Total^TM package or equivalent (The Total^TM package is available for a monthly cost of $16 to full-time post-secondary students between the ages of 18 and 24 years old; other accounts also available) and a Student Line of Credit with a $30,000 limit authorized by the Bank with a guarantor.

Savings are calculated as follows: No monthly fee for transactions included in The Total^TM package (annual savings of $192), plus an annual 2.00% rate discount for the Student Line of Credit (annual savings of $600). These savings represent the difference between what a client with the offer and a client without it would pay. Some conditions apply. Potential savings may not reflect the actual net savings that you will receive; this amount will vary based on your financial situation.

4. The promotional offer is valid from May 27, 2019 to October 31^st, 2019.

The offer is intended for all persons and National bank clients without any checking account at National Bank.

To qualify, you must open a checking account and sign up for the below eligible products during the promotional period. You must have reached the age of majority at the time of your enrollment in the covered products.

The offer may be modified, extended, or withdrawn without prior notice at any time. Employees of National Bank and its subsidiaries and entities are not eligible.

The offer may not be combined or used with any other National Bank offer, promotion or benefit and cannot be applied retroactively. There is a limit of one cashback per subscribed product during this promotion. The client cannot benefit of the offer more than once. Only the primary account holder is eligible for the offer. The actual secondary account holders that open a new account are not eligible to the offer. The cashback amount varies according to the conditions fulfilled.

Cashback details

To be eligible to the offer you must open a new checking account with an eligible package or one of the banking offers described below and meet the offer conditions in order to receive up to 100$ cashback.

1^st Cashback of $50 conditions.

After opening your new checking account and choose an eligible product you must:

- Sign up to online banking and to online statement
- Carry out at least one eligible transaction in your new bank account. (Interest charges and banking fees charged to the account are not considered eligible transactions.)

Conditions to double up the cashback offer (total of $100).

You must:

Use a specimen cheque to set up recurring direct deposits of your pay or monthly retirement pension. You can get a copy online or at a branch.

- Online: Sign up to your online bank. Once signed in, select the account into which you want to deposit your funds, and go to the Option section of the account. Click on Download a cheque sample.
- At a branch: Visit your branch and ask for a specimen cheque or letter confirming your account information.

You benefit of 60 days following the checking account opening to meet the offer conditions and obtain the cashback.

Cashbacks will be done in one (1) deposit in your new National Bank checking account within 120 days of the opening date for the subscribed products.

Commitment

To be granted the cashback, you must maintain the eligible products and services, and not make any changes related to these products and services for a minimum of 12 months after signing up for them. If you do not meet this condition, you will have to repay to the Bank an amount corresponding to the period in which you did not keep your eligible products and services, within 30 days of receiving the request for payment.

Clients who have benefit from a cashback offer on their checking account since November 1^st 2017 are not eligible to this offer.

TM THE MODEST, THE CONNECTED and THE TOTAL are trademarks of National Bank of Canada.

® Mastercard is a registered trademark of Mastercard International Inc. Authorized user: National Bank of Canada.

TM Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Inc. is not a sponsor or participant of National Bank Mobile Banking Solutions.

TM Google Pay and the Google Pay Logo are trademarks of Google LLC. The use of this trademark is subject to Google Inc.’s authorization policy.

® Interac is a registered trademark of Interac Inc., used under licence.