®Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.
1. Subject to credit approval by National Bank. The $792 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the profile of a client who has the following products: a The TotalTM package or equivalent (The TotalTM package is available for a monthly cost of $16 to full-time post-secondary students between the ages of 18 and 24 years old; other accounts also available) and a Student Line of Credit with a $30,000 limit authorized by the Bank with a guarantor.
Savings are calculated as follows: No monthly fee for transactions included in The TotalTM package (annual savings of $192), plus an annual 2.00% rate discount for the Student Line of Credit (annual savings of $600). These savings represent the difference between what a client with the offer and a client without it would pay. Some conditions apply. Potential savings may not reflect the actual net savings that you will receive; this amount will vary based on your financial situation.
2. Subject to credit approval by National Bank. The $567 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the profile of a client who has the following products: The TotalTM package or equivalent (The TotalTM package is available for a monthly cost of $16 to full-time post-secondary students between the ages of 18 and 24 years old; other accounts also available) and a Student Line of Credit with a $30,000 limit authorized by the Bank with a guarantor.
Savings are calculated as follows: No monthly fee for transactions included in The TotalTM package (annual savings of $192), plus an annual 1.25% rate discount for the Student Line of Credit (annual savings of $375). These savings represent the difference between what a client with the offer and a client without it would pay. Some conditions apply. Potential savings may not reflect the actual net savings that you will receive; this amount will vary based on your financial situation.
3. Subject to credit approval by National Bank. The discount is offered to holders of a National Bank Platinum credit card. The $567 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the profile of a client who has the following products: The TotalTM package or equivalent (The TotalTM package is available for a monthly cost of $16 to full-time post-secondary students between the ages of 18 and 24 years old; other accounts also available) and a Student Line of Credit with a $30,000 limit authorized by the Bank with a guarantor.
Savings are calculated as follows: No monthly fee for transactions included in The TotalTM package (annual savings of $192), plus an annual 1.25% rate discount for the Student Line of Credit (annual savings of $375). These savings represent the difference between what a client with the offer and a client without it would pay. Some conditions apply. Potential savings may not reflect the actual net savings that you will receive; this amount will vary based on your financial situation.
4. Subject to credit approval by National Bank. The discount is offered to holders of a National Bank Platinum credit card. The $642 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the profile of a client who has the following products: The TotalTM package or equivalent (The TotalTM package is available for a monthly cost of $16 to full-time post-secondary students between the ages of 18 and 24 years old; other accounts also available) and a Student Line of Credit with a $30,000 limit authorized by the Bank with a guarantor.
Savings are calculated as follows: No monthly fee for transactions included in The TotalTM package (annual savings of $192), plus an annual 1.50% rate discount for the Student Line of Credit (annual savings of $450). These savings represent the difference between what a client with the offer and a client without it would pay. Some conditions apply. Potential savings may not reflect the actual net savings that you will receive; this amount will vary based on your financial situation.
5. Subject to credit approval by National Bank. As an example, an offer holder can potentially save up to $642 per year. This figure is based on the typical profile of an offer holder who has the following: a banking program equivalent to ™The Total program (™The Total is available for a monthly cost of $16 to full-time postsecondary students age 18 to 24; other banking packages and programs are also available) and a bank-authorized Student Line of Credit with guarantor with a current annual balance of $30,000.
The savings were calculated as follows: no monthly transaction fees included in ™The Total package (annual savings of $192), plus an annual 1.50% discount on the Student Line of Credit rate (annual savings of $450). These discounts represent the difference between what a client who is not an offer holder might have and what an offer holder might have. Some eligibility requirements apply. These potential savings may not match your net savings, as they vary according to your financial situation.
6. Bank account with chequing privileges. Some services such as statements by mail are not included.
7. Subject to credit approval by National Bank of Canada. Certain conditions apply. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Examples of credit charges
Examples of credit charges
Example of credit charges over a 30-day period:
