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${p1.nomProduit} Chequing Account

Everything in moderation—just the right number of electronic transactions

Open an account

Discover the benefits of The Modest®chequing account

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Interac e‑Transfer® included

Send and receive money

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30 digital transactions 1
per month

$0 for in-person transactions 2

Even more benefits

  • Apply online in just a few clicks  
  • Access to mobile cheque deposit
  • Free online statements 
  • Access to THE EXCHANGE® network of ABMs at no additional cost 

How do I open a chequing account online?

Select the plan that suits you

0-17 years old

Monthly fees 3

$0/month

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18-24 years old

Monthly fees 3

$0/month

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25-59 years old

Monthly fees 3

$10.95/month

Reduce your monthly fees 3

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 $0 with a balance of $3,000 or more

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60 plus

Monthly fees 3

$5.95/month

Reduce your monthly fees 3

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 $0 with a balance of $3,000 or more

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Discover our other chequing accounts

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The Connected®

  • Unlimited digital transactions 2

  • Unlimited use of Interac e-Transfer®, free of charge

  • Get an eligible Platinum®, World or World Elite®, 5 Mastercard® credit card and enjoy a $5/month discount on your fixed monthly fees

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The Total®

  • Unlimited digital 1 and in-person 2 transactions

  • Unlimited use of Interac e-Transfer®, free of charge

  • Receive 100 free cheques per year 6

  • Get an eligible Platinum®, World or World Elite®, 5 Mastercard® credit card and enjoy a $10/month discount on your fixed monthly fees

Enjoy digital banking features that make your everyday life easier    

When you open a chequing account, you have access to many digital banking services:

  • Interac ® e-Transfer Autodeposit
  • Credit card alerts
  • Mobile cheque deposit
  • International money transfers
  • Direct deposit of government payments

We’re here for you

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Want to open a chequing account with The Modest® banking package?

Open an account online today.

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Need personalized advice?

Make an appointment or call us to answer any of your questions

Toll-free: 1-888-835-6281

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Find all the answers to your questions in our Help Centre
 

Little details that matter

®THE MINIMALIST, THE MODEST, THE CONNECTED, THE TOTAL and NATIONAL BANK are registered trademarks of National Bank of Canada. 

®Interac and Interac e-Transfer are registered trademarks of Interac Corp. Used under licence. 

  1. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account. 

  2. Transactions carried out at our branches during normal business hours. 

  3. Consult the Fee Guide ⁠- Personal Banking Solutions for more details. Discounts are applied upon presentation of supporting documents.  documents. 

  4. The fee is adjusted to your billing up to a maximum of $0. We reserve the right to end, without notice, the discount applicable to your banking package if you do not maintain the eligible products. You must also maintain your credit card account in good standing by respecting the conditions provided for in the Credit Card Agreement. This discount cannot be combined with another banking offer. In the event you close your eligible credit card account or do not maintain the eligible banking plan or your credit card account in good standing, we will charge you the full amount of the applicable flat monthly fee, excluding this discount. See the applicable monthly fees on page 2 of the Fee Guide ⁠- Personal Banking Solutions. 

  5. We reserve the right to end, without notice, the discount applicable to your banking package if you do not maintain the eligible products. You must also maintain your credit card account in good standing by respecting the conditions provided for in the Credit Card Agreement. This discount cannot be combined with a bank offer. In the event you close your eligible credit card account or do not maintain the eligible banking plan or your credit card account in good standing, we will charge you the full amount of the applicable flat monthly fee, excluding this discount. See the applicable monthly fees on page 2 of the Fee Guide ⁠- Personal Banking Solutions.

  6. Shipping and taxes are not included.